Frequently Asked Questions on Health Insurance
How Does Health Insurance Work?
Health insurance is a type of insurance coverage that pays for medical and surgical
expenses incurred by the insured.
This type of insurance can reimburse the insured for expenses incurred from illness or
injury, or pay the care provider directly. Health insurance policies provide coverage for
medicine, visits to the doctor or emergency rcom, hospital stays and other medical
What Is Coverage Like for a Health Insurance Policy?
Policies differ in what they cover, the size of the deductible and/or co-payment, limits of
coverage and the options for treatment available to the policyholder.
Health insurance can be directly purchased by an individual, or it may be provided through
an employer. Medicare and Medicaid are programs which provide health insurance to
elderly, disabled, or uninsured individuals. See our Medicare link.
We provide Individual and Group Insurance Policies through many highly qualified companies.
Get A Health Insurance Quote from Koch Insurance
To see how our health insurance policies can help you be secure, please contact us for a
free quote. Koch Insurance agencies are located throughout South Dakota, with office
locations in Tea, Tyndall, Tabor, Springfield, and Yankton. We'll provide you with all the
information you need to make an informed decision on your health.